One app: 30+ currency accounts with your own IBAN, mid-market swaps, up to 8.2% APY, and metal cards from Pulse to the invite-only Void. Moves money between your mSamex exchange and your card in one tap — instant, free, 24/7.
Built app-first. No desktop dashboard, no branch, no paperwork — a full money stack that fits behind your thumb.
8 balances out of the box — EUR, USD, GBP, SEK, stablecoins, vaulted gold. Your own Estonian IBAN for salary and SEPA.
30+ CURRENCIESThe real rate — the one banks keep for themselves. Rate history, savings vs your bank, fee shown before you commit.
0.0–0.5% MARGINFlexible euro at 3.2%, stablecoins to 8.2% with tier boosts. Interest lands every morning at 06:00. Withdraw anytime.
UP TO 8.2% APYFive finishes from Pulse to the numberless Void — Graphite and Void in real metal. Denominated in AED, USD or EUR; hold all three. Freeze, limits, dynamic CVV.
PULSE → VOIDThe ecosystem AI reads your balances and rates, then says the one useful thing: what to swap, when, and what it saves.
INSIGHT · CHATFace ID, passkeys, 2FA, trusted devices, login history, approval rules above your thresholds. You set the tripwires.
PASSKEYS · 2FAGrab the ring and spin it — five finishes holding formation in space. The one facing you is readable below; click it to explore the collection.
No number, no name — one mint node at the core. Aurum history reviewed quarterly; the desk reaches out, not a bot.
Your mSamex exchange account and your card share one ledger. Close a position and pay for dinner with it a second later — internal transfers are instant, free, and never leave the mesh.
mSamex has run regulated digital-asset markets from Tallinn since 2021. Every service shares one account, one KYC, one balance sheet — the mesh.
Crypto + forex, spot and perpetual futures. Sam as your AI trading support.
SpotCLASSIC · 2021The original venue. 200+ pairs, deep books, maker rebates.
EarnSTAKINGOn-chain staking and flexible yield, the engine behind the app's APY.
P2PDEXPeer-to-peer markets with escrow. Your money, your counterparty.
CardTHIS APPAccounts, swaps, earn and metal cards — the spending end of the mesh.
GatewayMSAMEX.COMOne front door to all of it, with Sam waiting at the desk.
The dedicated mSamex Card app is in final testing. iOS and Android go live in about 20 days — 30+ currency accounts, mid-market swaps, and your metal card, in one place.
The dedicated mSamex Card app is in final testing. iOS and Android go live in about 20 days — 30+ currency accounts, mid-market swaps, and your metal card, all in one tap. Thanks for the early interest; we're building the last mile now.